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How to buy house with low income. If your credit score is as low as 500 you may be able to find a participating lender willing to give you a mortgage. An fha loan reduces the requirements you will normally have to face to qualify with a lender. Generally lenders will allow you to have a monthly debt to income ratio of up to 36. Fha loans allows low income and as little as 3 5 percent down or 500 credit score. This is not to say that buying a house with a low income is impossible there are some things you can do to increase your chances of buying a home.
Establish a monthly budget. 4 ways to buy a house on minimum wage. Luckily there are many loans designed to help you buy a house with low income. The federal housing administration has a program to help people buying a house with low income.
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